A disability that may prevent you from engaging in any day-to-day activities can qualify you for long-term disability benefits. Nearly 40 million residents of the United States have disabilities, which account for approximately 12% of the population.
In San Diego, more than 150,000 people suffer from disabilities. Unfortunately, more than half of the disability applications in San Diego are denied. Many times, requests for reconsideration may also be denied. Experienced San Diego Disability lawyers can assist you in presenting a claim appropriately.
If you live in San Diego and are experiencing a serious disability, you may be entitled to monthly benefits from the Social Security Administration (SSA). An applicant can apply for two types of Social Security Disability Benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). However, the eligibility for each program may differ based on the criteria set by the SSA.
The application process may seem challenging; however, you can easily apply for SSDI or SSI online or offline if you are suffering from a long-term disability. You can complete the application by calling the SSA Office in San Diego at the toll-free disability assistance number 1-800-772-1213. Individuals with a hearing impairment can call the disability helpline number 1-800-325-0778.
If you have any confusion, you can also take help from the Disability Starter Kit, where all the relevant information is specified, or from the disability help center. If you need help with your SSDI and SSI benefits in San Diego, California, you can schedule an appointment with an experienced San Diego Disability Lawyer.
The SSD claim process is complex and involves a lot of legal paperwork; however, an experienced San Diego Social Security Disability Attorney can make the entire process more convenient by doing the following:
Filing a disability claim can be an arduous process; therefore, it is essential to seek advice from an experienced San Diego Disability Attorney. They will help you understand the disability rights and laws in San Diego. They will also make sure that your application is accurate and complete, so it can be processed quickly.
Our lawyers at Khattar Law, PC are dedicated to assisting you with your disability claim and will provide assistance throughout the entire process. Given our extensive experience, we understand that every individual’s situation is unique and will work to get the best outcome in your case.
Assessing your eligibility for Social Security Disability Insurance is an essential step before submitting a claim, as there are certain criteria you must meet in order to qualify. Therefore, it’s crucial to familiarize yourself with the relevant guidelines and regulations prior to initiating a potential application.
The Blue Book, provides detailed information on the exact medical criteria that must be met to ascertain your eligibility for SSDI benefits. This includes medical records, work history, and other relevant information that needs to be provided while filing a claim.
In order to qualify for SSDI, you must have worked in jobs covered by Social Security and meet certain other criteria. The amount of credit needed will depend on your age when the disability started.
In addition to meeting the work credit requirements, you must have a medically determinable physical or mental condition that has lasted or can be expected to last for at least 12 months or is expected to result in death. Also, the condition must be severe enough to prevent you from engaging in substantial gainful activity.
SSDI or SSI benefits are different; however, you may be eligible for both. SSI is a disability program that provides financial assistance to individuals who meet certain eligibility criteria regardless of their work history.
In order to qualify for SSI benefits, you must be a resident of the United States; have limited income and resources; and be blind, disabled or over 65.
If you are eligible for SSI benefits, it is important to understand that your eligibility will be reviewed periodically by the Social Security Administration. In order for your monthly benefits to continue, it needs to be determined that you still meet all the criteria.
The SSA has developed a list of impairments, known as the Blue Book, which can qualify you for disability benefits if you can prove that your disability meets the criteria outlined in their listings.
Some of the disabling conditions include the following:
These conditions must be medically determinable and meet certain other criteria as outlined in the Blue Book. It is important to gather all relevant documentation such as medical records, diagnostic tests, and hospital reports when filing a disability claim.
When any injury or illness prevents you from working for a long time, you can apply for long-term disability insurance. Long-Term Insurance (LTD) insurance protects you from financial losses, thereby safeguarding your income.
Some of the disability policies that provide individual or group long-term disability aid in the United States are:
Group long-term disability insurance policies: They comprise individuals such as union members and employees, for which there will be a risk-benefit analysis and the benefits will be decided accordingly.
Individual long-term disability insurance policies: You can purchase this long-term policy from any broker or agent, which can provide benefits from multiple income sources.
Social Security Disability Insurance (SSDI): You must satisfy three conditions to qualify for the SSDI benefits. If you are paying taxes, have worked for a specific time, and are suffering from total disability, you may be eligible for SSDI.
If your SSDI or SSI claim is denied, you can appeal the decision. The appeals process is complex and can be difficult to navigate without experienced legal assistance. At our law firm, we have years of experience helping clients in San Diego with their disability claims. We can review your case and help you develop a strategy for appealing the decision.
The first step is to request a reconsideration within sixty days of receiving a denial. If you receive a denial again, you can file a request for a hearing before an administrative law judge (ALJ). They will ask questions regarding your medical condition and your ability to work. We have the expertise and experience necessary to prepare applicants for the hearing process.