If you have been injured in a workplace accident that happened due to someone else’s negligence, faulty equipment, failure to follow safety norms, etc., you may qualify for workers’ compensation.
Book a free consultation with an experienced San Antonio Workers’ Compensation Lawyer at Khattar Law, PC. Call 210-791-0817 and discuss your case with our lawyers. Our legal team has been handling workers’ compensation claims for more than 25 years. Therefore, you are guaranteed to receive extended legal help here.
Accidents can happen when you least expect them. Workplace accidents can become fatal for the victim and can impact his/her family. Whatever the reason behind the accident, your whole life may change. It may cause you many other damages beyond injuries and lost earnings.
Winning Workers’ Compensation claim can help in any ways!
Fortunately, this is where workers’ compensation can be a great help. Workers’ compensation is a type of insurance where employers fund insurance for the accident. Workers’ compensation is not taken out of employee salaries. In exchange, employers are primarily protected from employee lawsuits.
Workers’ compensation helps in two main ways:
- It can assist with both work-related illnesses and injuries.
- It will cover your medical costs as well as your lost wages.
These benefits can come from one of two sources. They will either come from private insurance companies or state funds. Workers’ compensation can even help in cases of death if the deceased victim has eligible dependents. If you have experienced an injury while you were on the job, you should immediately contact a San Antonio Workers Compensation Attorney.
They understand the legal processes and will help you know if it is worth filing your claim. Our team of experienced lawyers will evaluate your case and will also assist you in strengthening the case. You should not delay the process and reach out to us as soon as possible.
In some cases, of course, individual employees aren’t covered by state compensation insurance. Fortunately, the U.S. Department of Labor (DOL) has protective laws in place. Various compensation programs help with particular types of benefits and medical costs.
For instance, the Black Lung Benefits Program helps specific workers affected by black lung. Other programs address particular injuries and illnesses as well. A reputed San Antonio Workers’ Compensation Attorney can help employees find the program right for them.
In San Antonio, workers’ compensation is a little different. In fact, in Texas, employers are not required to have workers’ compensation coverage. Employers who do not have coverage may be held responsible. Without workers’ compensation coverage, employers are liable in personal injury lawsuits that may occur.
What happens when you file Workers’ Compensation Claim?
Coverage does not apply in all cases, as some injuries or illnesses happen because of the employee. Workers’ compensation only covers injuries and illnesses that occur while doing everyday work, including work-related travel.
With this being said, workers’ compensation does not cover certain reckless behaviors. Sometimes employees act unreasonably and put themselves in harm’s way. If an employee is directly violating rules and regulations, that employee may not be covered by workers’ compensation.
Occasionally, it is not completely obvious whether or not there will be coverage for a case. This is where a good workers’ compensation attorney can help.
These are the conditions when an employee must file a workers’ compensation claim:
- When you sustained injuries because of the job
- Occupational accidents
- Exposure to chemicals or activities that deteriorated your existing health and condition
- Illness caused by the work activities involved in your job
You should speak to a San Antonio Workers Compensation Lawyer if you have sustained injuries because of your job role. However, you will only be able to file the claim if you fulfill the following conditions:
- You were working or associated with the company as an employee, not as a contractor
- The company or the employer has a specified policy for workers’ compensation
- You sustained injuries while you were at work or performing your job duties
What does Workers’ compensation insurance claim cover?
Before you contact a Workers’ Compensation Lawyer San Antonio and begin the procedure, you should know what all the compensation claim covers. The workers’ compensation claim will cover all of your costs related to work injuries, ranging from hospital bills to ambulance ride costs and lost wages and compensation for physical therapy.
A workers’ compensation claim will include coverage for the following:
- Medical expenses and hospital bills
- Loss of wages during the recovery phase
- Compensation for the fatal injuries
- Lawsuit for work injury – It may help you cover attorney’s fees and the court costs
When To Hire A Workers Compensation Lawyer San Antonio Expert?
Some of the workers’ compensation laws in Texas can be very vague. For instance, “horseplay” and “acts of God” are not covered by workers’ compensation. The definitions for these terms may vary, and it may be difficult to tell if a case falls under those descriptions. A good lawyer can help a client make the argument that workers’ compensation is deserved for their injuries.
Employees should also act quickly. Injured workers must file their reports within thirty days of the incident. A lot of paperwork and documentation may be required. In some cases, a worker may feel cheated in the situation that their impairments are rated as low. Because of this, you should hire a San Antonio Workers Compensation Lawyer early as possible.
You have only 90 days to appeal an unfair impairment rating. In some cases, employees are forced to complete light-duty work. Employees who refuse such work may have their compensation ended.
This is why you need a Work Injury Attorney San Antonio whom you can trust. If you do not have a good lawyer, you may struggle to negotiate with insurance companies. After all, insurance companies are businesses and they want to make a profit. If you do not have a good lawyer to defend your case, they may dispute your injury and illness.
For instance, if you have a pre-existing condition, you may have a tough road ahead. Some insurance companies will blame your problems on these pre-existing conditions, arguing that your injury is not work-related.
Other times, you may need expensive medical treatment which the insurance company may refuse to cover. However, your injury may be so severe that you need surgery or medical coverage for the rest of your life. This is why you should hire a good lawyer who understands these legal processes. Your attorney may help you find other experts who can represent your case. If you choose to appeal a decision, you will definitely need an attorney’s help at your hearing.
Negotiating with insurance companies is rarely easy, especially if your injury or illness is complex. You will need a lot of evidence and may need independent medical exams as well.
Many insurance companies will have their experts examine you. This usually leads to low impairment ratings, which can negatively impact the compensation you get. So, consult an experienced San Antonio Workers Compensation Lawyer whom you can trust and get the compensation you deserve.
Consult a reputed Workers’ Compensation lawyer today!
Consulting experienced San Antonio workers compensation lawyers is a great decision because they can evaluate your case and assist in the entire legal process. We at Khattar Law, PC, are experienced in handling different types of workers’ compensation claims.
For a free consultation, call 210-791-0817 and discuss your concerns with our lawyers.